{"id":11931,"date":"2025-03-06T14:00:11","date_gmt":"2025-03-06T14:00:11","guid":{"rendered":"https:\/\/seybold-report.com\/?page_id=11931"},"modified":"2025-03-06T14:11:22","modified_gmt":"2025-03-06T14:11:22","slug":"jes-maries-m-mendez-2","status":"publish","type":"page","link":"https:\/\/seybold-report.com\/index.php\/jes-maries-m-mendez-2\/","title":{"rendered":"Jes Maries M. Mendez"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11931\" class=\"elementor elementor-11931\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c7e2256 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c7e2256\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16a4115\" data-id=\"16a4115\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6a6af79 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a6af79\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f4d8c5f\" data-id=\"f4d8c5f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c4999a elementor-widget elementor-widget-text-editor\" data-id=\"4c4999a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.18.0 - 20-12-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h5><strong>TITLE:\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/strong><\/h5><p><a href=\"https:\/\/seybold-report.com\/\"><strong>EFFECTIVENESS OF FINANCIAL LITERACY SEMINAR ON THE FINANCIAL BEHAVIOR OF BS ENTREPRENEURSHIP STUDENTS AT BOHOL ISLAND STATE UNIVERSITY<\/strong><\/a><\/p><p><strong>\u00a0<\/strong><strong>AUTHORS:\u00a0 \u00a0 \u00a0<\/strong><\/p><p><strong>Jes Maries M. Mendez<\/strong><\/p><p><strong>DOI<\/strong>: <a href=\"https:\/\/zenodo.org\/records\/14982367\">10.5281\/zenodo.14982367<\/a><\/p><p><span style=\"font-size: 16px;\">\u00a0<\/span><strong style=\"font-size: 16px;\">Page:\u00a0 \u00a036-47<\/strong><span style=\"font-size: 16px;\">\u00a0\u00a0<\/span><strong style=\"font-size: 16px;\">\u00a0Vol:<\/strong><span style=\"font-size: 16px;\"> 20\u00a0 \u00a0 <\/span><strong style=\"font-size: 16px;\">Issue:<\/strong><span style=\"font-size: 16px;\"> 03\u00a0 <\/span><strong style=\"font-size: 16px;\">Year:<\/strong><span style=\"font-size: 16px;\"> 2025<\/span><\/p><p><img decoding=\"async\" class=\"alignnone wp-image-3235\" src=\"https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/10\/creative-commons-cc-character-785334-300x300.png\" alt=\"creative commons, cc, character-785334.jpg\" width=\"26\" height=\"26\" srcset=\"https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/10\/creative-commons-cc-character-785334-300x300.png 300w, https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/10\/creative-commons-cc-character-785334-1022x1024.png 1022w, https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/10\/creative-commons-cc-character-785334-150x150.png 150w, https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/10\/creative-commons-cc-character-785334-768x769.png 768w, https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/10\/creative-commons-cc-character-785334.png 1278w\" sizes=\"(max-width: 26px) 100vw, 26px\" \/>\u00a0 \u00a0<img decoding=\"async\" class=\"alignnone size-medium wp-image-1242\" src=\"https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/06\/kjk-e1687889230616-300x14.png\" alt=\"\" width=\"300\" height=\"14\" srcset=\"https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/06\/kjk-e1687889230616-300x14.png 300w, https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/06\/kjk-e1687889230616-768x36.png 768w, https:\/\/seybold-report.com\/wp-content\/uploads\/2023\/06\/kjk-e1687889230616.png 900w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p><strong>ABSTRACT<\/strong><\/p><p>This study evaluated the effect of a financial literacy seminar on the financial behavior of BS Entrepreneurship students at Bohol Island State University-Bilar Campus. The seminar focused on essential areas of personal finance, including increasing cash flow, budgeting, saving, spending, getting health and life insurance, managing debts and investing. Employing a quasi-experimental design, the research utilized pre-test and post-test assessments to evaluate shifts in financial behavior among 114 students during the 2023-2024 academic year. A 10-item research-made instrument was administered achieving high reliability with a Cronbach&#8217;s alpha of 0.88. The data were analyzed using Mean and Paired Samples t-Test. This study demonstrated a significant improvement in the financial behavior of students after the financial literacy seminar, with a p-value of less than 0.05. This result indicates that the seminar effectively enhanced students&#8217; financial behavior, equipping students with the knowledge necessary to make informed financial decisions. The findings highlight the necessity of integrating financial literacy programs within entrepreneurship education to support students&#8217; long-term financial stability and success, thereby reinforcing the value of financial education in promoting entrepreneurship. Furthermore, this study contributes to the growing body of literature emphasizing the necessity of embedding financial education within entrepreneurial curricula to foster financial sustainability.<\/p><p><strong>\u00a0<\/strong><strong>Keywords:<\/strong><\/p><p>Financial literacy; Financial literacy seminar; Financial behavior; Entrepreneurship students; Financial wellbeing<\/p><p><a href=\"#\"><strong>Received<\/strong>:<\/a> 09 <span style=\"font-size: 16px;\">February<\/span> 2025<\/p><p><a href=\"#\"><strong>Accepted:<\/strong><\/a> 28 <span style=\"font-size: 16px;\">February <\/span>2025<\/p><p><a href=\"#\"> <strong>Published:<\/strong><\/a> 07 March 2025<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7739199 elementor-widget elementor-widget-button\" data-id=\"7739199\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/seybold-report.com\/wp-content\/uploads\/2025\/03\/Jes-Maries-M.-Mendez.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-left\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-file-pdf\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">PDF<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1dd6d84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1dd6d84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ef0c55b\" data-id=\"ef0c55b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>TITLE:\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 EFFECTIVENESS OF FINANCIAL LITERACY SEMINAR ON THE FINANCIAL BEHAVIOR OF BS ENTREPRENEURSHIP STUDENTS AT BOHOL ISLAND STATE UNIVERSITY \u00a0AUTHORS:\u00a0 \u00a0 \u00a0 Jes Maries M. Mendez DOI: 10.5281\/zenodo.14982367 \u00a0Page:\u00a0 \u00a036-47\u00a0\u00a0\u00a0Vol: 20\u00a0 \u00a0 Issue: 03\u00a0 Year: 2025 \u00a0 \u00a0 ABSTRACT This study evaluated the effect of a financial literacy &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/seybold-report.com\/index.php\/jes-maries-m-mendez-2\/\"> <span class=\"screen-reader-text\">Jes Maries M. Mendez<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-11931","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Jes Maries M. 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